The Debt Tsunami is coming!

It’s only October and already there are signs of the upcoming holidays showing up in the stores. Yes, that’s right the holidays are coming. The lights, the ornaments, the PRESENTS! It’s starting out as a trickle, but soon it will be coming at us as one big glittery shining tsunami of mass consumerism that sweeps so many of us up in an incredible euphoria of shopping. Family members come to us with lists in their hands and looks of happy anticipation on their faces and we go out and buy those items, because we don’t want to disappoint them. And all the while our credit cards are so often already being haunted by the ghosts of holidays past. We are in debt up to our eyeballs and this has become so …. Normal. Continue reading